OK this time I mean it……………….

After several attempts; I am really going to do this every day….week…month..year, or when my feable brain remembers the password.

First there is NO, I repeat NO 4.5% interest rate for first time home buyers (it’s just a discussion)
Second, YES you can not close any short sales/Foreclosures this month.
Third and more importantly, what can I get my wife for christmas?

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